MESO Privacy Policy  

Introduction

MESO is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and protect your information when you interact with MESO through our website, events, services, and other activities. By engaging with MESO, you agree to the collection and use of information in accordance with this policy.

 
Anonymous Information:

While interacting with MESO, you may provide us with anonymous information. This may include:
  • Your IP address (which may reveal location information about you or your internet service provider)
  • Browser information
  • Identifiers related to the computer or mobile devices you use to access our website or services
  • Whether or not you clicked on links
  • Other demographic, aggregated, or de-identified data
We use technologies such as cookies to collect this information. A cookie is data stored on your computer. We use both temporary (like session IDs that confirm login) and persistent cookies (which help with future logins and remembering your preferences). You can configure your browser to block cookies, but if you do, our website and services may not function properly or at all. If you choose to click on a link to any outside website, anonymous information may be provided to that website.

Personal Information

In addition to anonymous information, you may also provide us with personal information. This can include:

  • Your name
  • Email address
  • Phone number
  • Mailing address
  • Payment information
  • Other contact details

We collect this information when you register on our website, submit inquiries, apply for loans, participate in events, or otherwise interact with our services.
 
Depending on how you interact with us, we will use your data for different purposes, as follows:

To Handle Your Registration with MESO
If you decide to register with us and create an account, we will use your data to handle your registration.

To Respond to Your Questions and Claims
If you contact us to ask any questions or raise a claim, we will use your personal information to respond to your questions or to handle your claims.

To Provide and Manage Our Services
If you apply for a loan, participate in our events, or engage in other MESO services, we will use your personal information to process your application, manage your participation, communicate with you regarding these activities, and provide relevant services to you.

To Notify You of MESO News and Events
If you provide your email address through our website or services, we may use your email address to contact you and notify you of any MESO news, events, or updates. You can choose to opt-out of such emails on our website. Generally, you cannot opt out of receiving certain communications that are inextricably linked to the services, such as service-related announcements and administrative messages, except by terminating your account.

To Improve Our Website and Your Experience
You may view different parts of our website or services, and we will use any data we receive from you to provide better products or services to you, and to administer, maintain, develop, and improve our website and services.
    We use third-party platforms (such as Google Analytics) to help analyze how users use our website and services. These platforms use cookies to collect information about how often users visit the website, what pages they visit, and what other sites they used prior to coming to the website. We use the information we get from these platforms only to improve our website, services, and activities. These platforms only collect your IP address instead of any name or personally identifying information. These platforms use cookies that only they can use, and their information about your visits to MESO’s website is restricted by their applicable Terms of Use and Privacy Policies.
       
      MESO does not sell or rent applicant, user, event participant, or website visitor information under any circumstances. We do not share applicant, user, event participant, or website visitor information without prior consent except as compelled by law. You agree that if we comply with such requests in good faith, MESO will not be liable for any resulting disclosure, retention, or treatment. This restriction applies to applicants, users, event participants, and website visitors who contact MESO both online and offline.
       
      MESO is committed to protecting the privacy of children. Our website and services are not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently received personal information from a child under the age of 13, we will delete such information from our records.
      If you are a parent or guardian and you believe that your child under 13 has provided us with personal information, please contact us so that we can take the necessary steps to delete the information.

      Retention

      We will retain your personal information for as long as necessary to provide our services, and as necessary to comply with our legal obligations, resolve disputes, and enforce our policies. Retention periods will be determined taking into account the type of information that is collected and the purpose for which it is collected, bearing in mind the requirements applicable to the situation and the need to destroy outdated, unused information at the earliest reasonable time. Under applicable regulations, we will keep records containing client personal data, account opening documents, communications and anything else as required by applicable laws and regulations. 

      We may rectify, replenish or remove incomplete or inaccurate information, at any time and at our own discretion.
      We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

      Third party collection of information

      Our policy only addresses the use and disclosure of information we collect from you. To the extent you disclose your information to other parties or sites throughout the internet, different rules may apply to their use or disclosure of the information you disclose to them. Accordingly, we encourage you to read the terms and conditions and privacy policy of each third party that you choose to disclose information to. 

      This Privacy Policy does not apply to the practices of companies that we do not own or control, or to individuals whom we do not employ or manage, including any of the third parties which we may disclose information as set forth in this Privacy Policy. 
       
      If you have any questions about this Privacy Policy, please contact us:
      • By email: meso@mesopdx.org
      • By visiting this page on our website: www.mesopdx.org